jueves, abril 02, 2009

Nuestra propuesta de educación económica en la escuela: el programa Yo y la economïa

Desde el marco global de la Psicología Educacional y la Psicología Económica, el propósito de nuestro programa es empoderar a los estudiantes de educación básica para construir aprendizajes significativos a través de una conexión generativa entre los contextos de la economía familiar cotidiana y el entorno económico externo de tal forma que comprendan conceptos básicos de economía, desarrollen estrategias de razonamiento crítico y de toma de decisiones y actitudes proactivas que sirvan de sustento a conductas de emprendimiento personal y social
A través del programa de Educación Económica Yo y la Economía se integran las asignaturas de Estudio y Comprensión del Medio Social, Matemáticas y Lenguaje y Comunicación, mediante una aproximación interdisciplinaria a la enseñanza de conceptos económicos, orientada al desarrollo de conocimientos y competencias económicas vinculadas a las capacidades cognitivas de los niños. Considerando aportes de la literatura el esquema del programa se organiza en torno a la toma de decisiones en un contexto de necesidades múltiples y recursos escasos, articulando en torno a ello el abordaje de conceptos económicos críticos
Recursos Escasos -Necesidades Múltiples- Costo de Oportunidad-Oferta y Demanda-Mercado y Productos-Funcionamiento Bancario-Costo / Beneficio-Dinero y Formas de Intercambio-Consumo, Ahorro e Ingreso -Toma de Decisiones

Cada bloque temático se desarrolla considerando la presencia de cuatro tipos de actividades pedagógicas claves.
1) Experiencia: en ella los estudiantes vivencian experiencialmente problemas y simulaciones de situaciones económicas de la vida cotidiana y deben determinar como actuarían, Estas actividades se complementan con una explicitación de los objetivos que tiene cada unidad didáctica;
2) Cuestionamiento: donde el profesor cuestiona a los alumnos sobre su actuación mediante preguntas que inciten a la reflexión, aclara los conceptos vinculados a la experiencia y responde preguntas de los estudiantes. Es el momento de la Alfabetización Económica Conceptual, cuyo objetivo es que los estudiantes comprendan los conceptos vinculados a las actuaciones económicas y sean capaces de reconocer los cursos de acción más eficientes para tomar decisiones financieras.
3) Refuerzo mediante la reflexión guiada donde el profesor profundiza la reflexión y refuerza los conceptos, guía el trabajo de los alumnos atendiendo dificultades cuando es necesario, pero potencia al mismo tiempo la autonomía mediante una retroalimentación al trabajo del alumno y establece la relación entre los distintos contenidos del programa, articulando así el aporte de cada subsector. Aquí cobran importancia el uso de los medios tecnológicos y los recursos propios de la cultura cotidiana de los niños como cómics, video juegos, dibujos animados, fabulas, cuentos y análisis de programas televisivos.
4) Aplicación y ejercicio de competencias: El programa finaliza con el desarrollo de un pequeño emprendimiento colectivo que puede ser de generación de recursos monetarios o de inversión social en trabajo con la comunidad articulado en torno al concepto de escasez .

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Doctora Marianela denegri coria, soy uno de sus seguidores mas fervientes, actualmente estoy terminando mi proyecto de grado, el cual es titulado ¿que conductas economicas se estan socializando en los estudiantes de ultimo grado (11)en los diferentes colegios de mi ciudad Neiva - Huila, Colombia.
durante el ultimo año he estado instruyendome de los diferentes estudios que usted a liderado junto con otros investigadores, por cosas del destino me llegue a encontrar con este nuevo campo de investigacion. estoy muy, pero muy interezado en algun momento poder compartier experiencias, y por que no llegar a trabajar con usted, lo cual seria un gran honor para mi.

para terminar quisiera poder tener un contacto un poco mas constructivo, que me permita crecer como futuro profesional y como futuro investigador del campo de la psicologia economica.

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Señora Denegri, un gusto saludarla desde Corrientes, Argentina(Provincia de Corrientes).
Me gustaría contactarla para adquirir más información sobre su propuesta educativa. Nosotros en la zona, trabajamos hace cinco años con Microemprendimientos Regionales en Feria Provincial de Microemprendimientos. Fue creciendo de a poco y en este tiempo atendemos una demanda aproximada de más de 150 escuelas de la Provincia. Aunque siempre nos queda la "duda" de si vamos por el camino correcto en cuanto a la alfabetización económico-financiera.
Sin más y esperando su respuesta me despido de usted cordialmente.
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